How Magical Business Works
Speed is the selling point. Get from application to funded in 24 hours.
Check My EligibilityHow Magical Business Works
The Check: Review Capital Options (2 Mins)
Tell us a little about your business. We analyze your monthly sales, not just your credit score, to instantly estimate how much you can borrow.
The Offer: Get Approved (Same Day)
Upload your business bank statements. Our underwriting team (real humans, not just bots) reviews your file and sends a firm offer within hours.
The Magic: Funds Deposited (24 Hrs)
Accept the terms and the funds are wired directly to your business account. Repayments are automated daily so you never have to worry about scheduling.
What You'll Need
Gather these before you apply. Most applicants have everything ready in minutes.
Ontario Business
Your business must be registered and operating in Ontario. Sole proprietorship, partnership, or corporation all qualify.
Business Bank Statements
Upload your last 3 months of business bank statements (PDF). Download from your bank's website — BMO, RBC, TD, Scotiabank, CIBC, and others.
Revenue & Time in Business
$5,000+ average monthly sales and 3+ months in business. We focus on cash flow, not just credit score.
Business Info & Documents
Legal name, industry, address. Plus business registration (or Master Business License) and proof of address.
With a Merchant Cash Advance, we focus on your business revenue and cash flow, not traditional credit metrics. Repayment is tied to your sales, so there's no fixed monthly payment.
Need Help?
Call us at 1-855-639-6888 or visit our contact page. We're here to help.