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Magical Business, a subsidiary of Magical Credit Inc.

Merchant Cash Advance available to businesses registered and operating in Ontario, Canada only.

Master Consent & Disclaimer

1. Authorization for Credit & Information Checks: By submitting an application, you authorize Magical Business and its partners to obtain credit reports (Equifax/TransUnion), verify identity, and investigate creditworthiness. Soft pull for initial eligibility; hard inquiry may occur upon funding approval.

2. Commercial Use Only: Funds are for business purposes only (inventory, expansion, payroll), not personal use. This is a commercial financing product, separate from consumer loans.

3. Data Sharing & Brokerage: If Magical Business cannot fund directly, application details may be shared with trusted Canadian commercial lender partners who may contact you.

4. PIPEDA & Privacy: Personal information is collected, used, and stored in accordance with PIPEDA and our Privacy Policy.

5. CASL Consent: By applying, you consent to electronic communications (email, SMS, telephone) regarding your application and future offers. You may unsubscribe at any time.

Our Family of Brands: Whether you need personal funding, business advance, or short-term cash support, our family of brands offers financial solutions designed to fit your needs.

-Magical Credit: Personal Loans and Installment Loans available through Magical Credit.
Apply Now: https://www.magicalcredit.ca

-Magical Business: Merchant Cash Advances and business funding solutions available through Magical Business.
Apply Now: https://magicalbusiness.ca

-Magical Cash: Short Term Cash Solutions Available Through Magical Cash.
Apply Now: https://www.magicalcash.ca